alshams  Mawakhat Program was initiated with an objective of providing interest free micro credit to the poor and needy to enable them to start business, earn a respectable income and improve their standard of living. Mawakhat Program is dedicated to improve lives of the under privileged segment of society: who are financially unstable and await opportunities to a respectful earning. The program is based on the Islamic teachings of “Qarz-e-Hasna” which literally means to help someone in need through interest-free loan. Mawakhat Program also provides the poor with interest-free loans so that they may acquire a livelihood, a skill to earn and fulfill their needs.